A Guide to Financing + Membership at Sandia Skin + Face

Key Takeaways

• Most med spa treatments are cosmetic, so they are typically self-pay, and financing and membership options can make a treatment plan easier to budget.
• Sandia Skin + Face offers financing through PatientFi and Cherry, both of which let patients check an offer with a soft credit check.
• The Beauty Bank Membership lets patients build a monthly treatment balance and save 20% on neurotoxins and medical-grade skincare and 10% on dermal fillers and single laser treatments.
• Manufacturer rewards programs like Allē, ASPIRE, and Xperience+ can add savings on top of financing or membership.
• At Sandia Skin + Face, founder Tonya Tuggle, FNP-C, and her team welcome patients throughout Albuquerque to ask about financing at a consultation and can help match each plan to a budget.

APPOINTMENTS

Why Financing and Membership Options Exist

Cost is one of the most common reasons people hesitate before booking a treatment. That hesitation makes sense, because most aesthetic treatments are considered cosmetic rather than medically necessary. For example, Cleveland Clinic notes that chemical peels are generally not covered by insurance since they are cosmetic. The same is typically true for many injectables and skin treatments, which means patients pay out of pocket.

Financing and membership programs exist to spread that cost out or reduce it over time. Sandia Skin + Face offers both, so patients can choose the approach that fits their budget and how often they plan to be treated.

How Financing Works at Sandia Skin + Face

Financing lets a patient pay for a treatment plan over time instead of all at once. Sandia Skin + Face works with two financing options, PatientFi and Cherry. Applying is quick, and terms are set by each lender, so it helps to compare them before choosing.

PatientFi vs. Cherry at a Glance

Financing is subject to approval, and rates, terms, and eligibility are determined by PatientFi and Cherry. Patients can review current details on the Financing and Rewards page.

Read the Terms Before You Sign

Financing can make a plan more manageable, but it is worth understanding the terms of any plan before signing. The Consumer Financial Protection Bureau advises checking when interest starts to accrue, what the rate is after any promotional period, and whether any fees apply. Asking those questions at your consultation helps you choose a plan you can comfortably keep up with.

How the Beauty Bank Membership Works

The Beauty Bank Membership is built for patients who receive treatments regularly and want predictable monthly spending instead of large one-time payments. Instead of paying per visit, members deposit a set amount each month into a personal balance they can use on in-office services and medical-grade skincare.

Here is how it is structured at the time of writing:

• A 12-month commitment is required to enroll.
• There is a one-time enrollment fee of $300.
• The monthly contribution is $199, deposited directly into the member's Beauty Bank.
• New members receive a complimentary gift as a welcome bonus.

Member Savings

Members also receive savings at the time of service on select treatments and products:

Some exclusions apply, including weight loss injections and cosmetic surgery. Because membership terms can change, patients should confirm current pricing and details with the team before enrolling.

Stacking Manufacturer Rewards Programs

Beyond financing and membership, several manufacturers offer rewards programs that Sandia Skin + Face patients can join for free:

• Allē, from Allergan Aesthetics, earns points on treatments like Botox and Juvederm.
• ASPIRE, from Galderma, earns points on treatments like Dysport, Restylane, and Sculptra.
• Xperience+, from Merz Aesthetics, offers savings on treatments like Xeomin and Radiesse.

The team can help patients enroll in the right program for their treatment plan, so points do not go unused.

Common Questions About Eligibility and Approval

Patients often wonder whether applying will affect their credit and what happens if they are not approved. For both PatientFi and Cherry, checking an offer uses a soft credit check, which does not affect a credit score. Approval and terms depend on the lender, so eligibility can vary from person to person. If financing is not the right fit, the Beauty Bank Membership or rewards programs may still help make treatment more affordable.

How to Ask About Financing at Your Consultation

The best time to talk about cost is at a consultation, before any treatment begins. Consider asking:

• What does the recommended treatment plan cost in total?
• Which financing option is the best fit for the size of this plan?
• Would the Beauty Bank Membership make sense if I plan to return regularly?
• Which rewards programs apply to the products I am choosing?

A clear plan and a clear price make it easier to move forward with confidence.

Plan Your Treatment Budget With Sandia Skin + Face

Cost should not be a mystery, and it does not have to be a barrier. With financing through PatientFi and Cherry, the Beauty Bank Membership, and manufacturer rewards, Sandia Skin + Face gives patients several ways to plan, and Tonya Tuggle, FNP-C, and her team will walk you through the options before you commit.

Request your consultation with Sandia Skin + Face to review your treatment options and ask how financing or membership could work for you.

Frequently Asked Questions